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Agentic Payments — Infrastructure for AI-Native Commerce

Agentic Payments — Infrastructure for AI-Native Commerce

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13 posts published so far

May 4, 2026
Consumers Will Kill Agentic Payments Before Regulators Do
Luciana Ma
Apr 29, 2026
FIDO's Agentic Payments Working Group Sets an Authentication Floor, Not a Payment Rail Gate — and That Distinction Will Define Who Wins
Luciana Ma
Apr 27, 2026
Google's Universal Checkout Protocol Is a Distribution Moat Dressed as a Payment Standard
Luciana Ma

Visa's Neutrality Moat Is Real — But It Lives in Scheme Rules, Not Network Position

Luciana Ma

The Real Agentic Payments Battle Is Over Who Controls the Decision Loop — Not the Rails

Luciana Ma

Stripe and Paradigm Built a Rail Visa Can't Tax — Then Invited Visa to Endorse It

Luciana Ma

Authorization Is Not the Bottleneck for Agentic Payments — Issuer-Side Dispute Rights Are

Luciana Ma

China Already Won the First Round of Agentic Payments. The West Is Still Debating the Rulebook.

Luciana Ma

Everyone Is Building Rails for Agents. Nobody Is Building the Safety Net for Merchants.

Luciana Ma

The Protocol Wars Are Over. The Trust Layer War Just Started.

Luciana Ma

Ten Protocols, Zero Interop: The Trust Layer Land Grab Is a Distraction From the Real Problem

Luciana Ma

Europe Is the Agentic Payments Lab — and the Card Networks Are Running Competing Experiments

Luciana Ma

Visa Is Betting on Protocol Neutrality. Mastercard Is Betting on Stablecoin Plumbing. Only One Bet Survives.

Luciana Ma

© 2026 Agentic Payments — Infrastructure for AI-Native Commerce

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